Question
What does an investor look for in a return on their money? This type of investment is for land in the mountains of Georgia along with building a cabin on it to sell.
Answer
Put yourself in the investor’s place. What would you want if you invested. Imagine you have extra money that you can [...]

Question
1. How can I incorporate the return to equity investors into my business plan?
2. How can I incorporate debt service into my business plan?
Answer
I see you are using Business Plan Pro, so I’ll answer your questions with specifics regarding that software.

Answering the easier question first, your debt service is the sum of interest [...]

Question
I have a small online quilt shop, offering patterns and fabrics. I started without a loan, so my inventory is very limited. Many quilt shops were established for years, then went to the Internet. I know that I am unable to compete with shops that have 4,000+ bolts of fabric, unless I [...]

Question
I have over eight years, and 1,000,000 miles, in the trucking business. I have access to financing a semi tractor-trailer with $0 down, but don’t have money for the I.C.C. Authority, plates permits, insurance, etc.
I have a broker with steady freight for me to haul and very good rates as well. Is there a way, [...]

Question
My wife and I have begun looking to find a location to open a business. My wife has operated her own nail salon (leasing a separate part of a hair salon) for many years. She has a good name in the community, and there are many people who want to work for her.
We have located [...]

Question
I am a wholesale distributor and my business grew 40% in the first half of 2000. I know that unless additional capital is infused, a business can grow itself into problems. Is there a specific formula for how much cash should be infused?
Answer
I won’t even attempt to start quoting dollar or percent values to you. [...]

Question
I have been turned down by my bank (working with the SBA), for a loan of $45,000 to purchase an existing restaurant in Key West.
I am a woman, own my own home, have good credit but virtually no collateral. I do not have cash on hand to contribute but could potentially get a separate loan [...]

Question
I own a travel agency with yearly sales of $8.5M and revenue of $700,000.
I would like a line of credit for $25,000. My business is seven years old. I have had problems finding a bank to provide credit, as we have no collateral. My personal credit is not bad, I have a score of 635.
What [...]

Question
Is it possible to get help with a business plan with a start-up company that is producing a plan to go under Regulation “D” DPO (Direct Purchase Offer)?
A $2,000 plan fee is not in my budget at the moment. However, with Regulation “D” I am 99% sure to raise the $1 million I’m seeking.
Answer
The [...]

Question
Situation:

I have started a brand new business with little or no cash and I am unable to get a bank loan.
Let’s assume I have landed a $100,000 contract to supply the “XYZ Company” with 1000 widgets.
Since I am a new business, the widget factory wants me to pay for the goods upfront.
The “XYZ Company” is [...]